
Last updated on 2025-08-06
Decent interest for first $100,000 deposit
Need to link PayNow to bank account
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| Interest | |
|---|---|
| First $20k | 1.00% p.a. |
| Next $40k | 1.20% p.a. |
| Next $40k | 1.60% p.a. |
| Above $80k | 0.80% p.a. |
Highest effective interest rate of 1.32% p.a. with $100,000 deposit
Enjoy up to 1.60% p.a. interest
Open an account online or via the bank’s Mobile Banking app without the need to visit a branch
Link the account to PayNow using your mobile number, deposit and maintain a minimum average effective balance of $3,000 in SuperSaver account to qualify for stated interest
No restrictions on withdrawals
No lock-in period
Click here to go to Bank of China website for more details