Last updated on 2024-10-02
Decent interest rates
Takes a year for bonus interest to step up to maximum of 3.00% p.a.
Low 0.01% p.a. base interest rate
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Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
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Interest | |
---|---|
Base Interest | 0.01% p.a. |
12 Step-ups Interest | 0.25% p.a. |
Total | 3.01% p.a. |
Earn up to 3.01% p.a. interest (0.01% + 12 * 0.25% Bonus Interest) on the first $70,000 in your account
Interest is accrued daily
A base interest rate of 0.01% p.a. will be paid on the entire account balance
There is no minimum balance required to earn base interest
Bonus Interest Rate steps up each month by 0.25% p.a. up to a maximum of 3.00% p.a. as long as the lowest balance in that month is equal to or greater than the lowest balance in the preceding month
If your lowest balance in the current month is lower than the lowest balance in the preceding month
+ Bonus Interest Rate resets to 0% p.a. if your Bonus Interest Rate in the previous month is 1.25% p.a. or lower
+ Bonus Interest Rate resets to 1.50% p.a. if your Bonus Interest Rate in the previous month is 1.50% p.a. or higher
Bonus interest capped at first $70,000 deposit
Click here to go to Citibank website for more details