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Citibank MaxiGain Savings Account

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Rating: 5.0/5.0 (2 Reviews)
Interest RateUp to 0.61%
Min. Deposit $0
Review on Citibank MaxiGain Savings Account



Takes a year for bonus interest to step up to maximum of 0.60% p.a.

Step-up bonus interest to be reset in event of no incremental balance

Low 0.01% p.a. base interest rate

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Deposit Details Deposit Details

Base Interest 0.01% p.a.
12 Step-ups Interest 0.60% p.a.
Total 0.61% p.a.


Earn up to 0.61% p.a. interest (0.01% + 0.6% Bonus Interest) on the first $70,000 in your account

Interest is accrued daily

A base interest rate of 0.01% p.a. will be paid on the entire account balance

There is no minimum balance required to earn base interest

Bonus Interest Rate steps up each month by 0.05% p.a. up to a maximum of 0.6% p.a. as long as the lowest balance in that month is equal to or greater than the lowest balance in the preceding month

If your lowest balance in the current month is lower than the lowest balance in the preceding month
+ Bonus Interest Rate resets to 0% p.a. if your current Bonus Interest Rate is 0.25% p.a. or lower
+ Bonus Interest Rate resets to 0.30% p.a. if your current Bonus Interest Rate is 0.60% p.a. or lower

Bonus interest capped at first $70,000 deposit


Click here to go to Citibank website for more details


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2 Reviews
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5.0/5.0 (2)
5.0/5.0 (2)
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