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Citibank MaxiGain Savings Account

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Rating: 4 Stars5.0/5.0 (2 Reviews)
Interest RateUp to 3.01% Attribute
Min. Deposit $0 Attribute

Last updated on 2024-10-02

Citibank MaxiGain Savings Account Review

Pros Pros

Decent interest rates

Cons Cons

Takes a year for bonus interest to step up to maximum of 3.00% p.a.

Low 0.01% p.a. base interest rate

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Deposit Details Citibank MaxiGain Savings Account Interest Rates

  Interest
Base Interest 0.01% p.a.
12 Step-ups Interest 0.25% p.a.
Total 3.01% p.a.

 

Earn up to 3.01% p.a. interest (0.01% + 12 * 0.25% Bonus Interest) on the first $70,000 in your account

Interest is accrued daily

A base interest rate of 0.01% p.a. will be paid on the entire account balance

There is no minimum balance required to earn base interest

Bonus Interest Rate steps up each month by 0.25% p.a. up to a maximum of 3.00% p.a. as long as the lowest balance in that month is equal to or greater than the lowest balance in the preceding month

If your lowest balance in the current month is lower than the lowest balance in the preceding month
+ Bonus Interest Rate resets to 0% p.a. if your Bonus Interest Rate in the previous month is 1.25% p.a. or lower
+ Bonus Interest Rate resets to 1.50% p.a. if your Bonus Interest Rate in the previous month is 1.50% p.a. or higher

Bonus interest capped at first $70,000 deposit

 

Click here to go to Citibank website for more details

 

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2 Reviews
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Rating:
5.0/5.0 (2)
5.0/5.0 (2)
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Citibank MaxiGain Savings Account Review

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