
Last updated on 2026-05-06
Low 6.50% p.a. interest rate
None
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Citi Personal Loan Interest Rates| Effective Interest | |
|---|---|
| 12 months | 6.50% p.a. |
| 24 months | 6.50% p.a. |
| 36 months | 6.50% p.a. |
| 48 months | 6.50% p.a. |
| 60 months | 6.50% p.a. |
* Effective Interest Rate based on min. loan amount of $20,000 and min. annual income of $30,000 p.a. Refer to Citibank's website for full table
Citibank Quick Cash customers can enjoy effective interest rate from 6.50% p.a. for personal loan with no service fees. Rate applicable with a minimum of $20,000 loan amount and 24 months loan tenor
Affordable monthly instalments of up to 60 months
Instant disbursement for Citi Deposit Accounts displayed during the funds disbursement option
No documents required and no hidden fees
Instalment period can be changed anytime, with no penalty fees.
Enjoy up to $600 Cash Rebate when you apply for a minimum $15,000 Personal Loan (Until 31 May 2026)
Click here to go to Citibank website for more details