Money Lobang

ICBC Visa Dual Currency Credit Card

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Everyday RebateUp to 2.67% Image
Min Spend $500 Image

Last updated on 2021-05-18

ICBC Visa Dual Currency Credit Card Review

Pros Pros

High cashback for all spending

Useful card for USD payments with up to 2.5% currency exchange charges waived

Cons Cons

Cashback only applicable for spend above $500 every month in a quarter

Need to time your spend in third month of every quarter to maximise cashback

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   Effective interest rates from 6.50% p.a.
   Tenure of up to 7 years
  Up to $3,000 Cashback

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Credit Card Details ICBC Dual Currency Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : Classic $30 / Gold $120 / Platinum $150 (Waived for 3 years)

Supplementary Cards : Classic $15 / Gold $60 / Platinum $75 (Waived for 3 years)

Payment By USD or SGD in Singapore

 

Everyday Cashback ICBC Dual Currency Card Everyday Cashback

Enjoy 2% / 5% / 8% cashback on all purchases in excess of $500 for the 1st / 2nd / 3rd month in a quarter. Cashback is capped at $30 / $40 / $60 for the 1st / 2nd / 3rd month in a quarter. 3 consecutive calendar months make up a quarter (Highest effective cashback of 2.67% with $500 spend in first 2 months and $1,250 spend in 3rd month)

 

Travel Benefits ICBC Dual Currency Card Travel Benefits

Up to 2.5% USD/SGD administrative fee will be waived for all transactions made in USD

 

Click here to go to ICBC website for more details

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ICBC Visa Dual Currency Credit Card Review

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