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Last updated on 2025-10-29
Decent savings account interest rate
Low 0.05% p.a. base interest rate
Bonus interest rate of 1.35% p.a. only applicable with no withdrawals and monthly deposit
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OCBC Bonus+ Account Interest RatesMinimum initial deposit of $10,000
Minimum average daily balance of $3,000 ($2 fall below fee applies)
OCBC Bonus+ Account Interest Rates Computation
| Interest | |
|---|---|
| Base Interest | 0.05% p.a. |
| Deposit $500 monthly | 0.45% p.a. |
| No Withdrawals | 0.90% p.a. |
| Total | 1.40% p.a. |
All funds in the Bonus+ Savings Account enjoy a monthly base interest of 0.05% p.a.
If there are no withdrawals and a deposit of minimum of $500 is made monthly, the monthly interest rate will be 1.40% p.a. for the month
If you withdraw within the month, you will receive the base interest rate of 0.05% p.a.
Click here to go to OCBC website for more details
There are several current and savings accounts in Singapore that offer a higher interest rate...
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