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Last updated on 2025-05-01
Low minimum income requirement
Receive cash within 15 mins
Cashback only for longer tenures
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Stan Chart Personal Loan Interest Rates
| Effective Interest | |
|---|---|
| 12 months | 5.27% p.a. |
| 24 months | 5.44% p.a. |
| 36 months | 5.46% p.a. |
| 48 months | 5.45% p.a. |
| 60 months | 5.43% p.a. |
* Effective Interest Rate based on min. loan amount of $50,000 and min. annual income of $20,000 p.a. Refer to StanChart's website for full table
Enjoy effective interest rate from 5.43% p.a. (or annual rate from 2.88% p.a.)
Max loan of up to 4 times your monthly income
Get cash disbursed to any existing bank account of your choice within 15 mins
You can choose to repay your loan in 12, 24, 36, 48 or 60 months
Annual fee of $199/year and $50/year thereafter
Stan Chart Personal Loan PromotionsEnjoy effective interest rates from 4.04% after taking into account of annual fee when your approved loan amount is $20,000 and above (Until 31 Dec 2025)
Click here to go to Standard Chartered website for more details
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