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Note: Bank of China has discontinued MoneyPlus Term Loan with effect from 25 Dec 2022
Last updated on 2022-12-31
Low minimum income requirement
Low rates
None
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Bank of China Personal Loan Interest Rates
| Effective Interest | |
|---|---|
| 12 months | 10.95% p.a. |
| 24 months | 9.37% p.a. |
| 36 months | 8.75% p.a. |
| 48 months | 8.39% p.a. |
| 60 months | 8.13% p.a. |
* Effective Interest Rate based on loan amount of $10,000 and min. annual income of $30,000 p.a. Refer to BOC's website for full tables
Enjoy effective interest rate from 8.13% p.a. (or annual rate from 4% p.a.)
Max loan of up to 4 times your monthly income
Annual fee of $100
A one-time processing fee of 2% (5% if annual income below $30,000) of loan amount or $75 whichever is higher
Choose to pay either total monthly term loan outstanding or min payment of $50 or 3% of monthly balance whichever is higher
Click here to go to Bank of China website for more details
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