Money Lobang

Bank of China MoneyPlus Term Loan

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Rating: 4.3/5.0 (6 Reviews)
Interest RateFrom 14.58%
Min. Income $20,000
Review on Bank of China MoneyPlus Term Loan

Low minimum income requirement


High interest rate for personal loan

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Personal Loan Details Personal Loan Details

  Effective Interest
12 months 14.58% p.a.
24 months 15.40% p.a.
36 months 17.07% p.a.


* Effective Interest Rate based on loan amount of $10,000 and min. annual income of $30,000 p.a. Refer to BOC's website for full tables


Enjoy effective interest rate from 14.58% p.a. (or annual rate from 6.38% p.a.)

Max loan of up to 4 times your monthly income

Annual fee of $60 (Waived for first 2 years)

A one-time processing fee of 2% (5% if annual income below $30,000) of loan amount or $75 whichever is higher

Choose to pay either total monthly term loan outstanding or min payment of $50 or 3% of monthly balance whichever is higher


Click here to go to Bank of China website for more details


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6 Reviews
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4.3/5.0 (6)
4.3/5.0 (6)
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