OCBC 365 Credit Card


OCBC 365 Credit Card

Petrol Savings
up to 23.8%

Dining Cashback
up to 6.00%

Online Cashback

Grocery Cashback

Telco Cashback

Other Cashback
up to 3.00%

Overseas Rebate
up to 5.00%

Signup Cashback

Review on OCBC 365 Card

High cashback for weekend dining, telco bills, petrol, overseas & medical spend
Attractive signup for cashback offer

Low 3% cashback for weekday dining, groceries & online spending
Min. spend of $1,000 to qualify for higher tier overseas cashback
Min. spend of $600 to qualify for cashback
Min. 2 cards signup and min. spend to qualify for signup for cashback offer


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Credit Card Details Credit Card Details

Eligibility : $30,000 p.a.

Annual Card Fee : $192.60 (Waived for first 2 years)

Supplementary Cards : $96.30 (Waived for first 2 years)

Comes with Visa Signature Concierge which is available 24 hours a day, 7 days a week for all your needs


Petrol Stations Benefits Petrol Stations Benefits

Enjoy 5% cashback on the nett transacted amount at all petrol stations

Enjoy up to 20.80% savings with the cashback (14% onsite + 4.3% cashback + Smiles Points worth up to 2.5%) at Esso

Receive $10 cashback with a minimum $300 nett fuel purchase per calendar month per card to receive up to 2.86% additional discount at Caltex

Enjoy up to 22.1% savings with the cashbacks (14% onsite + 4.3% cashback + 2.8% cashback + 1% LinkPoints) at Caltex

Alternatively, enjoy up to 23.8% savings for Caltex Platinum 98 petrol with the cashbacks (16% onsite + 4.2% cashback + 2.8% cashback + 0.8% LinkPoints) at Caltex


Dining Benefits Dining Benefits

6% cashback on weekend dining locally

3% cashback on weekday dining locally and overseas dining


Online Shopping Benefits Online Shopping Benefits

3% cashback on online spending for travel, fashion, movie tickets, Grab/Uber rides and more


Groceries Shopping Benefits Groceries Shopping Benefits

3% cashback on supermarkets island-wide


Travel Benefits Travel Benefits

Get an additional 5% cashback with minimum $1,000 overseas spend made in person in a calendar month. Receive 3% cashback on overseas spend if the minimum spend is not met. SMS "365FX<space>NRIC<space>NAME" to 72377 and receive a SMS notification to qualify. This additional cashback is capped at $80 a month (Until 31 Oct 2017)

Get up to $30 / $60 / $120 cash rebate with minimum spend $2,500 / $3,500 / $5,000 for all your travel-related bookings. In addition, every $100 spent on travel-related bookings gives you 1 chance to win $50 ChangiWiFi e-Cash vouchers. SMS "OCBCTRAVEL<space>NRIC/Passport number" to 76062 and receive a confirmation reply by 31 Oct 2017 to qualify

Charge your air tickets to your OCBC 365 Credit Card and you will get to enjoy up to $200k complimentary Travel Personal Accident Insurance and up to $400 coverage for Baggage Loss


Telco Bills Benefits Telco Bills Benefits

3% cashback on recurring telco bills


Cashback and Conditions Cashbacks and Conditions

3% cashback on medical spend such as dental, clinics, cord blood banking and hospitals bills (only applicable for cardmembers who are also OCBC Bank Child Development Account Trustees)

0.3% cashback on all other spending

0.3% cashback on EZ-Link and TransitLink will only be valid for first $200 worth in transaction(s) posted in a calendar month

A minimum of $600 is required for cashback. If you spend less than $600 in a calendar month, a flat 0.3% cashback is awarded

Cashback amount is capped at $80 per calendar month


Promotions Promotions

New OCBC Credit Cardmembers who apply for 2 OCBC Credit Cards online and accumulate $300 spending on both cards within the first month will receive $120 cashback (Until 31 Dec 2017)


Click here to go to OCBC website for more details about OCBC 365 Credit Card.


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Reviews or Comments (1)

Ave. Rating:
5/5 (1)
Topic: OCBC 365 Card Review and Benefits
Sort By
Sep 2014
First Poster
dextertan says...

Great all-round card with cashback rebate for some of the most common expenditure like groceries, dining and online shopping. Very useful to be used in combination with the OCBC 360 account to get the additional 1% interest.



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