OCBC EasiCredit

OCBC Credit Line Inteest Rates

Enjoy effective interest rate of 22.90% p.a. after promotional period

Get cash of up to 6 times your monthly income

Annual fee of $80/year

Issue cheques, or access cash via ATMs and Online Banking

Access and manage your EasiCredit account online and also via mobile banking

Pay only when you use, and only the min payment of $50 or 3% (5% if annual income below $30,000) of monthly balance whichever is higher

OCBC Credit Line Promotions

Enjoy $100 cashback when you open a new EasiCredit account and make at least a drawdowns of $1,000 or more. Plus, get an additional 50% cashback (capped at $288) on your EasiCredit account’s total overdraft interest in the first 2 months from account opening month (Until 28 Feb 2026)

Click here to go to OCBC website for more details