
Last updated on 2026-06-21
Low minimum income requirement
None
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Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
OCBC Credit Line Inteest RatesEnjoy effective interest rate of 22.90% p.a. after promotional period
Get cash of up to 6 times your monthly income
Annual fee of $80/year
Issue cheques, or access cash via ATMs and Online Banking
Access and manage your EasiCredit account online and also via mobile banking
Pay only when you use, and only the min payment of $50 or 3% (5% if annual income below $30,000) of monthly balance whichever is higher
Click here to go to OCBC website for more details