OCBC Home Rate Fixed Rate Loan



Min. Loan

3 yrs Ave. Rate

Review on OCBC Home Rate Fixed Rate Loan

Fixed interest rates of for 1st 2 years
OHR based on long term ave. of 1m and 3m SIBOR which are relatively low
Legal fees subsidy for refinancing

Higher interest rate after 2 years
OHR a is a new type reference rate that is untested in market
2 years lock-in period


Enquire about OCBC OHR Fixed Rate Loan

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Interest Rate^
1st year 2.18% p.a.
2nd year 2.18% p.a.
3rd year OHR + 1.18% p.a.
4th year OHR + 1.38% p.a.
5th year OHR + 1.38% p.a.
Thereafter OHR + 1.38% p.a.
3 yrs Ave. Rate 2.18% p.a.

^ Interest Rate based on latest OHR and assuming it stays the same for first three years

Property Loan Hotline Property Loans Hotline: +65 8336 8772


Legal fee subsidy of $2,000 for minimum $500,000 loan

Rates indicated are fixed and guaranteed for 2 years

Protects you from rate fluctuations for the first 2 years

At the end of the fixed rate period, the interest rates will be based on OCBC Home Rate (OHR) which is the long-term average of 1-month and 3-month SIBOR over the last 12 years

OHR is currently 1.00% p.a.

30 days' notice given if OHR is revised from the third year

Free switch to other packages if OHR increases

Flexibility to partially prepay up to 50% of the loan amount within the prepayment period

Minimum loan amount of $200,000

2 years Lock-In period

New/re-financing owners are eligible


Make a loan enquiry about this OCBC Home Rate Fixed Rate Loan


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Reviews or Comments (1)

Ave. Rating:
5/5 (1)
Topic: OCBC Home Rate Fixed Rate Loan Review
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paul ho
Jan 2018
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paul ho says...

To discuss collaboration

Money Lobang
Sep 2014
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Money Lobang says...

Kindly direct all queries to http://www.moneylobang.com/contact-us.php



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