POSB HDB Fixed Rate Home Loan

 

POSB Logo

Min. Loan
$100,000

3 yrs Ave. Rate
2.50%

Review on POSB HDB Fixed Rate Home Loan

Pros
Fixed interest rates for 1st 5 years
Stable and low fixed deposit interest rates (FHR)
Legal fees subsidy for refinancing

Cons
Changes in FHR at bank's discretion
5 years lock-in period

 

Enquire about POSB Fixed Rate Loan

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Details

Interest Rate^
1st year 2.50% p.a.
2nd year 2.50% p.a.
3rd year 2.50% p.a.
4th year 2.50% p.a.
5th year 2.50% p.a.
Thereafter FHR + 1.55% p.a.
3 yrs Ave. Rate 2.50 % p.a.

^ Interest Rate based on latest FHR

Property Loan Hotline Property Loans Watsapp: +65 8336 8772

 

Legal fee subsidy of $1,800 for minimum $200,000 loan

Rates indicated are fixed and guaranteed for 5 years

Protects you from rate fluctuations for the first 5 years

At the end of the fixed rate period, the interest rates are pegged to the Fixed Deposit (FHR) rate to calculate interest rates

Fixed Deposit (FHR) rate is DBS Bank's prevailing 8 month Singapore Dollar fixed deposit rates which is currently at 0.95% p.a.

Enjoy savings from lower interest rates compared to HDB Concessionary Loan rate (2.6%)

Minimum loan amount of $100,000

5 years Lock-In period

New/re-financing owners are eligible

 

Promotions

Receive up to S$750 cash from Money Lobang when you successfully apply or refinance for a home loan via our Property Loan Cashback Promotion (Until 30 Jun 2019)

 

Make a loan enquiry about this POSB HDB Fixed Rate Home Loan

 

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