State Bank of India Personal Loan


State Bank of India Logo

Min. Income
$30,000 p.a.

Interest Rate
From 8.00%

Review on State Bank of India Personal Loan

Low interest rates

Requirement to visit SBI branches upon loan approval


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12 months 8.50% p.a.
24 months 8.50% p.a.
36 months 8.00% p.a.
48 months 10.00% p.a.
60 months 10.50% p.a.

* Effective Interest Rate based on min. loan amount of $5,000 and min. annual income of $30,000 p.a. Refer to State Bank of India's website for full table

Enjoy effective interest rate from 8.00% p.a. (or annual rate from 4.27% p.a.) with SBI Term Personal Loan

Max loan of up to 4 times your monthly income (or 6x if annual income is more than $120,000).

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

Debit card with MasterCard facility provided

Cheque Book facility available



Processing free waiver of $88 for first year


Click here to go to State Bank of India website for more details


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