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State Bank of India Personal Term Loan

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Review on State Bank of India Personal Term Loan

Low interest rates


Requirement to visit SBI branches upon loan approval

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Personal Loan Details Personal Loan Details

  Effective Interest
12 months 8.50% p.a.
24 months 8.50% p.a.
36 months 8.00% p.a.
48 months 10.00% p.a.
60 months 10.50% p.a.


* Effective Interest Rate based on min. loan amount of $5,000 and min. annual income of $30,000 p.a. Refer to State Bank of India's website for full table


Enjoy effective interest rate from 8.00% p.a. (or annual rate from 4.27% p.a.) with SBI Term Personal Loan

Max loan of up to 4 times your monthly income (or 6x if annual income is more than $120,000).

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

Debit card with MasterCard facility provided

Cheque Book facility available


Click here to go to State Bank of India website for more details


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