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Last updated on 2026-09-29
Decent FD promo rates
Low min. deposit
Higher rates only for shorter tenures
Limited time promotion
Sponsored Links
Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
Travelling often? Get protected whole-year round!
20% off NTUC Income Yearly Travel Insurance
Bank of China Fixed Deposit Interest Rates
| 3 mths | 6 mths | 9 mths | 12 mths | |
|---|---|---|---|---|
| $500 to <$20k | 1.60% p.a. | 1.70% p.a. | 1.70% p.a. | 1.70% p.a. |
| $20k to <$200k | 1.60% p.a. | 1.80% p.a. | 1.85% p.a. | 1.90% p.a. |
| $200k & above | 1.60% p.a. | 2.00% p.a. | 2.00% p.a. | 2.00% p.a. |
Enjoy interest rates of up to 2.00% p.a. on Singapore Dollar Fixed Time Deposit promotion
Receive up to 1.55% p.a. interest for 24 months fixed deposit
Receive up to 1.65% p.a. interest for 18 months fixed deposit
Receive up to 2.00% p.a. interest for 12 months fixed deposit
Receive up to 2.00% p.a. interest for 9 months fixed deposit
Receive up to 2.00% p.a. interest for 6 months fixed deposit
Receive up to 1.60% p.a. interest for 3 months fixed deposit
Rates are valid with minimum $500 or $40,000 deposit with placement via BOC Mobile Banking Placement
Rates are applicable for fresh funds and subject to change without any prior notice
Bank of China Fixed Deposit PromotionsNew-to-Bank BOC customers can enjoy a special promotional interest rate up to 2.18%.p.a. when they open a BOCSG Multi-Currency Savings Account and place a 4-Month or 8-Month SGD Time Deposit with a placement amount within the range of $100,000 to $250,000
Click here to go to Bank of China website for more details
Bank of China Fixed Deposit Rates Historical Chart
* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $100,000 and 3 to 18 months tenure
Bank of China current highest fixed deposit rate is 1.90% p.a. for 12 months tenure with minimum deposit of $20,000.
The current highest fixed deposit rate is a Bank of China fixed deposit promotional rate
The current Money Lobang National Average Fixed Deposit Rates for September 2026 is 1.55% p.a.
The average monthly highest fixed deposit rate for Bank of China since 2018 is 2.01% p.a.
Bank of China runs fixed deposit promotional campaigns every month
There are several current and savings accounts in Singapore that offer a higher interest rate...
What are the best and highest interest rates for deposits in Singapore?
