
Last updated on 2026-08-18
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High interest rate for credit line
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Citi Credit Line Interest RatesGet cash of up to 4 times your monthly income with effective interest rate of 20.95% p.a
Annual fees of $80/year (Waived for first year)
Issue cheques, funds transfer or access cash via ATMs and online
Access your credit line with Citibank Ready Credit Card which also provides 1% cash rebate on all your retail and online purchases
Pay only when you use, and only the min payment of $45 or 3% of monthly balance whichever is higher
Click here to go to Citibank website for more details