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Last updated on 2025-07-01
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Higher rates only for Premier and Elite customers with investment holdings
Low FD promo rates
Sponsored Links
Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
Up to 70% off storewide
$35 off first 4 orders with Promo Codes
HSBC Fixed Deposit Interest Rates
| 1 month | 6 months | 12 months | |
|---|---|---|---|
| $30k to <$200k | 1.15% p.a. | 1.05% p.a. | 0.90% p.a. |
| $200k & Above^ | 1.70% p.a. | 1.60% p.a. | 1.45% p.a. |
^ HSBC Premier and Elite customers with investment holdings only
Enjoy up to 1.70% p.a. on SGD time deposit
Enjoy up to 1.70% p.a. on 1 month time deposit
Enjoy up to 1.60% p.a. on 3 months time deposit
Enjoy up to 1.60% p.a. on 6 months time deposit
Enjoy up to 1.45% p.a. on 12 months time deposit
Promotion is valid till 31 Jul 2025
The minimum and maximum fresh funds placement amounts are $30,000 and $10,000,000 respectively
To qualify for HSBC Premier customer, a minimum of S$200,000 or US$150,000 in Total Relationship Balance is required
Click here to go to HSBC website for HSBC fixed deposit promotion details
HSBC Fixed Deposit Rates Historical Chart
* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $100,000 and 3 to 18 months tenure
HSBC current highest fixed deposit rate is 1.15% p.a. for 1 month tenure with minimum deposit of $30,000.
The current highest fixed deposit rate is a HSBC fixed deposit promotional rate
The current Money Lobang National Average Fixed Deposit Rates for July 2025 is 1.78% p.a.
The average monthly highest fixed deposit rate for HSBC since 2018 is 1.82% p.a.
HSBC runs fixed deposit promotional campaigns every month
There are several current and savings accounts in Singapore that offer a higher interest rate...
What are the best and highest interest rates for deposits in Singapore?
