OCBC Fixed Deposit

OCBC Fixed Deposit Interest Rates

	9 months	12 months
$30k & above	1.50% p.a.	1.45% p.a.

Promotional interest rate of 1.50% p.a. for 9 month online Singapore Dollar Time Deposits

Promotional interest rate of 1.45% p.a. for 12 month online Singapore Dollar Time Deposits

Promotional interest rate of 1.45% p.a. for 9 month at-branch Singapore Dollar Time Deposits

Promotional interest rate of 1.40% p.a. for 12 month at-branch Singapore Dollar Time Deposits

Promotion is valid for deposits of $30,000 to $999,999

The placement amount must be in fresh funds only (i.e. the fund must not be transferred from existing OCBC Bank deposit accounts or in the form of OCBC cheques/cashiers' order/demand drafts)

Different periods of up to 36 months available at other board rates

Click here to go to OCBC website for fixed deposit promotion details

OCBC Fixed Deposit Rates Historical Chart

* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $100,000 and 3 to 18 months tenure

OCBC current highest fixed deposit rate is 1.50% p.a. for 9 months tenure with minimum deposit of $30,000.

The current highest fixed deposit rate is a OCBC fixed deposit promotional rate

The current Money Lobang National Average Fixed Deposit Rates for July 2025 is 1.72% p.a.

The average monthly highest fixed deposit rate for OCBC since 2018 is 1.77% p.a.

OCBC runs fixed deposit promotional campaigns every month