POSB Fixed Deposit

POSB Fixed Deposit Interest Rates

	6 mths	8 mths	12 mths
$1k to <$20k	2.15% p.a.	2.35% p.a.	2.45% p.a.

Receive 2.45% p.a. for 12 months fixed deposit

Receive 2.35% p.a. for 8 months fixed deposit

Receive 2.15% p.a. for 6 months fixed deposit

Interest rates are applicable for minimum placement amount of $1,000 and maximum amount of $19,999

Interest rates for tenors of 12 months and below are applicable for all customers

Interest rates for tenors of 18 months and above are applicable only to rollover of existing placements at the same tenor

Placements may be made via iBanking or at any POSB branches

You are eligible for this account if you are at least 12 years old

Click here to go to POSB website for more details about POSB Fixed Deposit

POSB Fixed Deposit Rates Historical Chart

* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $100,000 and 3 to 18 months tenure

POSB / DBS current highest fixed deposit rate is 2.45% p.a. for 12 months tenure with maximum deposit of $19,999.

There is currently no fixed deposit promotional rate for POSB / DBS Fixed Deposits. The current highest fixed deposit rate is a POSB / DBS board rate

The current Money Lobang National Average Fixed Deposit Rates for July 2025 is 1.70% p.a.

The average monthly highest fixed deposit rate for POSB / DBS since 2018 is 1.83% p.a.

POSB / DBS has not had any fixed deposit promotional campaigns