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Last updated on 2025-10-03
Short tenure option
Collect interest upfront
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CIMB Why Wait Fixed Deposit Interest Rates
| 3 mths | 6 mths | 12 mths | |
|---|---|---|---|
| $10k & above | 1.30% p.a. | 1.25% p.a. | 1.10% p.a. |
Receive up to 1.10% p.a. for a 12 months fixed deposit
Receive up to 1.10% p.a. for a 9 months fixed deposit
Receive up to 1.25% p.a. for a 6 months fixed deposit
Receive up to 1.30% p.a. for a 3 months fixed deposit
Unlike a normal Fixed Deposit account where you receive your interest only at maturity, a CIMB Why Wait Fixed Deposit-i account allows you to collect your returns in the form of profit upfront
For branch application, you will also receive a CIMB StarSaver-i account with no initial deposit required or a CIMB FastSaver-i account
For online application, a CIMB FastSaver-i account will be opened to facilitate the fixed deposit placement
CIMB Why Wait Fixed Deposit-i account, CIMB StarSaver-i account and CIMB FastSaver-i account are Shariah-compliant deposit products
Enjoy the benefits of no fall-below fee and receive potential returns in the form of hibah on your CIMB StarSaver-i account
CIMB Preferred membership with a Total Relationship Balance (TRB) of S$250,000. TRB is a combination of any individual deposit and/or investment product.
Click here to go to CIMB website for more details
CIMB Why Wait Fixed Deposit PromotionsEnjoy $88 cash credit for every $100,000 fresh funds placed (up to $880 per Eligible FD Account) when you make a placement from 1 Oct to 31 Dec 2025
Click here to go to State Bank of India website for more details
CIMB Why Wait Fixed Deposit Rates Historical Chart
* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $100,000 and 3 to 18 months tenure
CIMB current highest fixed deposit rate is 1.30% p.a. for 3 months tenure with minimum deposit of $10,000.
The current highest fixed deposit rate is a CIMB fixed deposit promotional rate
The current Money Lobang National Average Fixed Deposit Rates for October 2025 is 1.20% p.a.
The average monthly highest fixed deposit rate for CIMB since 2018 is 1.97% p.a.
CIMB has been running a fixed deposit promotion since March 2021
There are several current and savings accounts in Singapore that offer a higher interest rate...
What are the best and highest interest rates for deposits in Singapore?
