


Last updated on 2025-10-15
Stable and low fixed deposit interest rates (FHR)
Waiver of fee due to sale of property
Changes in FHR at bank's discretion
2 years lock-in period
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DBS Property Loan Fixed Deposit Rates| Interest Rate^ | |
|---|---|
| 1st year | FHR + 0.70% p.a. |
| 2nd year | FHR + 0.70% p.a. |
| 3rd year | FHR + 0.70% p.a. |
| Thereafter | FHR + 0.70% p.a. |
| 3 years average | 3.60% p.a. |
^ Interest Rate based on latest FHR and assuming it stays the same for first three years
Legal fee subsidy of $2,000 for minimum $100,000 loan
Rates are pegged to the bank's Fixed Deposit (FHR) rate to calculate interest rates.
Fixed Deposit (FHR) rate is DBS Bank's prevailing 6 month Singapore Dollar fixed deposit rates which is currently at 2.90% p.a.
Waiver of commitment fee due to sale of property
1 free conversion after 6 months from the date of first disbursement, so you can reprice your home loan at no cost
Minimum loan amount of $100,000
2 years Lock-In period
New/re-financing owners are eligible
Receive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion
Make a loan enquiry about this DBS FHR House Loan