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Last updated on 2026-01-14
Fixed interest rates of for 1st 2 years
Subject to fluctuations in 3m SORA rate after fixed rate period
Higher interest rate after 2 years
2 years lock-in period
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Stan Chart Property Loan Fixed Rates
| Interest Rate^ | |
|---|---|
| 1st year | 1.60% p.a. |
| 2nd year | 1.60% p.a. |
| 3rd year | 3m SORA + 0.40% p.a. |
| 4th year | 3m SORA + 0.55% p.a. |
| Thereafter | 3m SORA + 1.00% p.a. |
| 3 years average | 1.59% p.a. |
^ Interest Rate based on latest FDR and assuming it stays the same for first three years
Rates indicated are fixed and guaranteed for 2 years
Protects you from rate fluctuations for the first 2 years
At the end of the fixed rate period, the interest rates are pegged to SORA to calculate thereafter interest rates
Minimum loan amount of $500,000
2 years Lock-In period
New/re-financing owners are eligible
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