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Low interest rate spread of +0.35% for loan package for 1st 2 years
Low 1m SIBOR
Legal fees subsidy for refinancing
Higher interest rate after 2 years
Subject to fluctuations in 1m SIBOR rate
1m SIBOR more volatile
2 years lock-in period
Property Loan Details
| Interest Rate^ | |
|---|---|
| 1st year | 1m SIBOR + 0.35% p.a. |
| 2nd year | 1m SIBOR + 0.35% p.a. |
| 3rd year | 1m SIBOR + 0.45% p.a. |
| Thereafter | 1m SIBOR + 0.55% p.a. |
| 3 years average | 1.37% p.a. |
^ Interest Rate based on latest 3 Month SIBOR and assuming it stays the same for first three years
Property Loans Watsapp: +65 82188190
Legal fee subsidy of 0.20% of loan capped at $2,500
Rates are pegged to 1-month SIBOR 
Rates are reviewed every month
Flexibility to switch between 1 / 3 / 6 / 12 mth SIBOR base rates anytime
Minimum loan amount of $500,000
2 years Lock-In period
New/re-financing private properties owners are eligible
Promotions
Receive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion (Until 30 Jun 2020)
Make a loan enquiry about this Citibank SIBOR Housing Loan
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