Money Lobang

OCBC Fixed Rate Home Loan

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3 yrs Ave. Rate 4.07%
Min. Loan $300,000

Last updated on 2023-05-08

OCBC Fixed Rate Home Loan Review


Fixed interest rates of for 1st 2 years

Legal fees subsidy for refinancing


Subject to fluctuations in 3m SORA rate after fixed rate period

2 years lock-in period

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Property Loan Details OCBC Property Loan Fixed Rates

  Interest Rate^
1st year 3.80% p.a.
2nd year 3.80% p.a.
3rd year 3m SORA + 1.00% p.a.
Thereafter 3m SORA + 1.00% p.a.
3 years average 4.07% p.a.


^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years


Legal fee subsidy of $2,000 for minimum $500,000 loan

Rates indicated are fixed and guaranteed for 2 years

Protects you from rate fluctuations for the first 2 years

At the end of the fixed rate period, the interest rates will be based on 3-month SORA to calculate thereafter interest rates

Minimum loan amount of $300,000

2 years Lock-In period

New/re-financing owners are eligible


Promotions OCBC Property Loan Promotions

Receive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion


Make a loan enquiry about this OCBC Fixed Rate Home Loan

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OCBC Fixed Rate Home Loan Review

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