Money Lobang

OCBC SORA Housing Loan

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3 yrs Ave. Rate 4.37%
Min. Loan $300,000

Last updated on 2023-05-08

OCBC SORA Housing Loan Review


Lower 3m SORA


Subject to fluctuations in 3m SORA rate

2 years lock-in period

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Property Loan Details OCBC Property Loan SORA Rates

  Interest Rate^
1st year 3m SORA + 0.75% p.a.
2nd year 3m SORA + 0.75% p.a.
3rd year 3m SORA + 0.80% p.a.
Thereafter 3m SORA + 1.00% p.a.
3 years average 4.37% p.a.


^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years


Legal fee subsidy of $2,000 for minimum $500,000 loan

Rates are pegged to 3-month SORA

Rates are reviewed every 3 months

Minimum loan amount of $300,000

2 years Lock-In period

Free switch to another pricing package after the 1st year for new loans

Flexibility to prepay up to 50% of the loan amount in the first 2 years

New/re-financing owners are eligible


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OCBC SORA Housing Loan Review

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