
Fixed interest rates for 1st 5 years
Stable and low fixed deposit interest rates (FHR)
Legal fees subsidy for refinancing
Lower than HDB loan rates
Unable to switch back to HDB loan after changing to bank loan
Need to take up Mortgage Reducing Term Insurance to enjoy lower rates
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Interest Rate^ | |
---|---|
1st year | 2.05% p.a. |
2nd year | 2.05% p.a. |
3rd to 5th year | 2.05% p.a. |
Thereafter | FHR + 1.60% p.a. |
3 years average | 2.05% p.a. |
^ Interest Rate based on latest FHR and assuming it stays the same for first three years
Property Loans Watsapp: +65 82188190
Rates are applicable with purchase of ManuProtect Decreasing, ManuProtect Term, TermProtect or eDecreasingTerm Insurance
Rates are at 1.65% p.a. for first 3 years otherwise
Legal fee subsidy of $1,800 for minimum $200,000 loan
Rates indicated are fixed and guaranteed for 5 years
Protects you from rate fluctuations for the first 5 years
1 free conversion after 60 months from the date of first disbursement so you can reprice your home loan at no cost
Waiver of commitment fee due to sale of property
At the end of the fixed rate period, the interest rates are pegged to the Fixed Deposit (FHR) rate to calculate interest rates
Fixed Deposit (FHR) rate is DBS Bank's prevailing 6 month Singapore Dollar fixed deposit rates which is currently at 0.20% p.a.
Enjoy savings from lower interest rates compared to HDB Concessionary Loan rate (2.6%)
Minimum loan amount of $200,000
New/re-financing owners are eligible
Receive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion
Make a loan enquiry about this POSB Fixed Rate Home Loan