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POSB HDB Fixed Rate Home Loan

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3 yrs Ave. Rate 1.40%
Min. Loan $100,000
Review on POSB HDB Fixed Rate Home Loan

Fixed interest rates for 1st 5 years

Stable and low fixed deposit interest rates (FHR)

Legal fees subsidy for refinancing

Much lower than HDB loan rates


Unable to switch back to HDB loan after changing to bank loan

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Property Loan Details Property Loan Details

  Interest Rate^
1st year 1.40% p.a.
2nd year 1.40% p.a.
3rd to 5th year 1.40% p.a.
Thereafter FHR + 0.90% p.a.
3 years average 1.40% p.a.


^ Interest Rate based on latest FHR and assuming it stays the same for first three years

Property Loan Hotline Property Loans Watsapp: +65 82188190


Legal fee subsidy of $1,800 for minimum $200,000 loan

Rates indicated are fixed and guaranteed for 3 years

Protects you from rate fluctuations for the first 3 years

Enjoy a free conversion to any prevailing loan packages during Year 2 or 3 of your loan

At the end of the fixed rate period, the interest rates are pegged to the Fixed Deposit (FHR) rate to calculate interest rates

Fixed Deposit (FHR) rate is DBS Bank's prevailing 24 month Singapore Dollar fixed deposit rates which is currently at 0.90% p.a.

Enjoy savings from lower interest rates compared to HDB Concessionary Loan rate (2.6%)

Minimum loan amount of $100,000

New/re-financing owners are eligible


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Make a loan enquiry  about this POSB Fixed Rate Home Loan

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