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Fixed interest rates for 1st 5 years
Stable and low fixed deposit interest rates (FHR)
Legal fees subsidy for refinancing
Much lower than HDB loan rates
Unable to switch back to HDB loan after changing to bank loan
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Property Loan Details
| Interest Rate^ | |
|---|---|
| 1st year | 1.40% p.a. |
| 2nd year | 1.40% p.a. |
| 3rd to 5th year | 1.40% p.a. |
| Thereafter | FHR + 0.90% p.a. |
| 3 years average | 1.40% p.a. |
^ Interest Rate based on latest FHR and assuming it stays the same for first three years
Property Loans Watsapp: +65 82188190
Legal fee subsidy of $1,800 for minimum $200,000 loan
Rates indicated are fixed and guaranteed for 3 years
Protects you from rate fluctuations for the first 3 years
Enjoy a free conversion to any prevailing loan packages during Year 2 or 3 of your loan
At the end of the fixed rate period, the interest rates are pegged to the Fixed Deposit (FHR) rate to calculate interest rates
Fixed Deposit (FHR) rate is DBS Bank's prevailing 24 month Singapore Dollar fixed deposit rates which is currently at 0.90% p.a.
Enjoy savings from lower interest rates compared to HDB Concessionary Loan rate (2.6%)
Minimum loan amount of $100,000
New/re-financing owners are eligible
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Make a loan enquiry about this POSB Fixed Rate Home Loan
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