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Last updated on 2025-04-12
Fixed interest rates for 1st 5 years
Legal fees subsidy for refinancing
Unable to switch back to HDB loan after changing to bank loan
Similar fixed rates with HDB loan rates
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POSB HDB Loan Fixed Rates
| Interest Rate^ | |
|---|---|
| 1st year | 2.50% p.a. |
| 2nd to 5th year | 2.50% p.a. |
| Thereafter | 3m SORA + 1.00% p.a. |
| 3 years average | 2.50% p.a. |
^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years
Legal fee subsidy of $1,800 for minimum $200,000 loan
Rates indicated are fixed and guaranteed for 5 years
Protects you from rate fluctuations for the first 5 years
At the end of the fixed rate period, the interest rates are pegged to 3m SORA rate to calculate interest rates
Waiver of commitment fee due to sale of property
Minimum loan amount of $100,000
5 years Lock-In period
New/re-financing owners are eligible
POSB HDB Loan PromotionsReceive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion
Make a loan enquiry about this POSB Fixed Rate Home Loan
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