Money Lobang

UOB Fixed Rate Home Loan

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Rating: 4.0/5.0 (2 Reviews)
3 yrs Ave. Rate 1.43%
Min. Loan $300,000
Review on UOB Fixed Rate Home Loan

Fixed interest rates of for 1st 2 years

Legal fees subsidy for refinancing


Changes in Bank's internal board mortgage rate at bank's discretion

2 years lock-in period

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Property Loan Details Property Loan Details

  Interest Rate^
1st year 1.40% p.a.
2nd year 1.40% p.a.
3rd to 5th year MR + 0.65% p.a.
Thereafter MR + 0.95% p.a.
3 years average 1.43% p.a.


^ Interest Rate based on latest Bank internal board mortgage rate and assuming it stays the same for first three years

Property Loan Hotline Property Loans Watsapp: +65 82188190


Legal fee subsidy of 0.40% of loan capped at $1,800 for private housing and $1,500 for HDB for re-financing only

Rates indicated are fixed and guaranteed for 2 years

Protects you from rate fluctuations for the first 2 years

At the end of the fixed rate period, interest rates will be based on the bank's Internal Board Mortgage Rate to calculate thereafter interest rates

UOB Internal Board Mortgage Rate (MR) rate is currently at 0.85% p.a.

Minimum loan amount of $300,000

2 years Lock-In period

1x Free Conversion after 24 months from 1st disbursement

Flexibility to prepay loan during lock-in period

Flexibility to sell property during lock-in period

New/re-financing owners are eligible


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Make a loan enquiry about this UOB Fixed Rate Home Loan

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2 Reviews
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4.0/5.0 (2)
4.0/5.0 (2)
Page: UOB Fixed Rate Home Loan Review
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