Money Lobang

UOB Fixed Rate Home Loan

like-icon 1 people like this
Rating: 4 Stars4.0/5.0 (2 Reviews)
3 yrs Ave. Rate 3.63% Attribute
Min. Loan $500,000 Attribute

Last updated on 2024-02-13

UOB Fixed Rate Home Loan Review

Pros Pros

Fixed interest rates of for 1st 2 years

Legal fees subsidy for refinancing

Cons Cons

Subject to fluctuations in 3m SORA rate after 2 years

2 years lock-in period

Sponsored Links

   Effective interest rates from 6.50% p.a.
   Tenure of up to 7 years
  Up to $3,000 Cashback

Up to 70% off storewide
$35 off first 4 orders with Promo Codes

Property Loan Details UOB Property Loan Fixed Rates

  Interest Rate^
1st year 3.25% p.a.
2nd year 3.25% p.a.
3rd year 3m SORA + 1.00% p.a.
Thereafter 3m SORA + 1.00% p.a.
3 years average 3.63% p.a.


^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years


Legal fee subsidy of 0.40% of loan capped at $1,800 for private housing and $1,500 for HDB for re-financing only

Rates indicated are fixed and guaranteed for 2 years

Protects you from rate fluctuations for the first 2 years

At the end of the fixed rate period, interest rates will be based on 3-month SORA to calculate thereafter interest rates

Minimum loan amount of $500,000

2 years Lock-In period

1x Free Conversion after 24 months from 1st disbursement

Flexibility to sell property during lock-in period

New/re-financing owners are eligible


Promotions UOB Property Loan Promotions

Receive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion


Make a loan enquiry about this UOB Fixed Rate Home Loan

Add Review (* Required information)


Min 20 characters

captcha Reload Image

Verification Code *

2 Reviews
(Not all reviews shown on page. Search or Sort reviews to find review)
4.0/5.0 (2)
4.0/5.0 (2)

UOB Fixed Rate Home Loan Review

Search Reviews:
Sort By :
No data found