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4.0/5.0 (2 Reviews)
Last updated on 2025-10-15
Fixed interest rates of for 1st 2 years
Legal fees subsidy for refinancing
Subject to fluctuations in 3m SORA rate after 2 years
2 years lock-in period
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UOB Property Loan Fixed Rates
| Interest Rate^ | |
|---|---|
| 1st year | 2.25% p.a. |
| 2nd year | 2.25% p.a. |
| 3rd year | 3m SORA + 0.75% p.a. |
| Thereafter | 3m SORA + 1.00% p.a. |
| 3 years average | 2.22% p.a. |
^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years
Legal fee subsidy of 0.40% of loan capped at $1,800 for private housing and $1,500 for HDB for re-financing only
Rates indicated are fixed and guaranteed for 2 years
Protects you from rate fluctuations for the first 2 years
At the end of the fixed rate period, interest rates will be based on 3-month SORA to calculate thereafter interest rates
Minimum loan amount of $500,000
2 years Lock-In period
1x Free Conversion after 24 months from 1st disbursement
Flexibility to sell property during lock-in period
New/re-financing owners are eligible
UOB Property Loan PromotionsReceive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion
Make a loan enquiry about this UOB Fixed Rate Home Loan
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