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Miles Rewards vs Cash Back Credit Cards
 Banks
reward credit card users (or rather entice them) with air miles
or cash back in return for spending on their cards. Advocates of
Mileage Credit Cards tend to shun the other camp (and likewise for
Cash Back Credit Cards users). There will never be a clear-cut winner
on which type of credit cards are better but understanding the following
factors will give you a clearer picture on where you stand. ...
Latest Promotions
What
is the Value of a KrisFlyer Mile
 The
best way and some say the only sensible way to utilise credit cards
rewards points is to redeem them for air miles. It provides potentially
more bang for bucks as compared to redeeming them for cash credit
or shopping vouchers even if you use a credit card with 10X Rewards
Points. With Singapore Airlines being our only national flagship
carrier, it is natural for Singaporeans to trade their hard earned
rewards points for KrisFlyer miles. In fact, most banks in Singapore
only allow cardholders to redeem their rewards points for only either
SIA's KrisFlyer miles or Cathay Pacific's Asia miles...
How
Much to Spend on Credit Cards for Free Flight
 Everyone
loves a freebie. Almost everyone loves to travel (if they can afford
it). Add this two together and one can understand how an attention
grabbing headline like "How to book Singapore Airlines First Class
Suites for under $500" can attract or even inspire others to try
to spend and collect enough air miles on their mileage credit cards
to earn that illusive free flight for their dream holiday. However,
is it really so easy to redeem the free flight? How much does one
actually has to spend on credit cards in order to redeem the free
flight? Are there any hidden costs involved?
Highest
Fixed Deposit Interest Rates Promotion in Singapore
 Fixed
deposit accounts in Singapore offer a much higher interest rate
(at least a 1.00% p.a. difference) as compared to your basic savings
deposit account. Contrary to belief that certain foreign banks might
be more risky, the first $50,000 parked in fixed deposits at any
bank is risk-free...
Singapore
Property Loan Cashback Promotion
 Get
up to S$750 Cashback when you apply or refinance for an eligible
property loan via MoneyLobang.com. Successful applicants for a property
loan will receive cashback according to the amount of approved.
Compare between various Property
Loans and make a Loan
Enquiry today.
Smart Search for
Best Lobangs
 Swamped
by the large number of financial products available? Use our Lobangs
Smart Search on the left to narrow down your choices down to 3 according
to the criterias you have chosen. Choices offered are non-biased
and are chosen with the user in mind. Users who are not satisfied
with the choices offered or who want to see a larger number of products
can proceed to see all other related financial products...
Credit
Cards Reward Points Redemption Rates Comparison
 While
often seen as the poorer cousins of Cashback credit cards, Reward
points credit cards are actually much more flexible than their well-publicised
peers. Reward points can be used to redeem cash credit, air miles
or vouchers from various merchants. Reward points credit cards also
usually do not have any monthly minimum spend...
SIBOR vs Fixed Deposit
Linked Rates
 SIBOR,
Fixed Deposit Linked Rates and Board Rates are some of the most
common reference rates that Singapore banks peg their floating rate
loans to. Other reference rates include SOR and Combo Rates. The
reference rates are updated daily and may be the average of 1 month
rates, 3 month rates, 6 month rates or even 12 month rates. Choosing
a loan with the right reference rate can help a borrower save on
loan repayments every month...
Singapore
Savings Bonds vs Singapore Fixed Deposits
 The
latest issue of Singapore Savings Bonds (SSBs) have average yields
of 1.65% per annum for a 1 year holding period and 1.95% per annum
for a 10 years holding period. The minimum investment is $500 with
a maximum holding of $100,000 at any point of time. The holding
period for SSBs can be up to 10 years with investors being able
to redeem their bonds at any point in time without any penalty...
Singapore Savings
Bonds
 Singapore
Savings Bonds (SSBs) are a type of specially-issued Singapore Government
Securities (SGSs) that is meant for Singaporeans who want to increase
their savings but at a risk-free way. This offer is exclusively
available only for individual Singapore retail investors and aims
to complement the other options available to grow their eggnest...
Singapore SIBOR
Rate
 SIBOR
is the acronym for Singapore InterBank Offer Rate. In layman terms,
it simply represents the interest rate that Singapore banks charge
to lend to each other. SIBOR is regularly used as a reference rate
where loans are pegged to. SIBOR is set daily (working days) by
the Association of Banks in Singapore and is publicly available
on Association of Banks in Singapore...
How to
Book Cheap Air Tickets in Singapore
 Caught
the travel bug and itching to travel for the upcoming holidays?
Well the bad news is that it is almost certainly too late to get
cheap air tickets and you will probably do better substituting it
with a road trip to Malaysia if you are on a tight budget. Instead
of belating your luck, here are some ways on how you can beat the
crowd in future and get cheap flights out of Singapore...
Ways on How
to Save Money
 Are
you sick of living from hands to mouth every month? Don't worry;
you are not the only one facing this problem. Many individuals have
problems managing their personal finance as they could never quite
figure out where did their pay checks go to. To make things worse,
personal finance is never taught in school and most people just
adopt their financial habits from their parents, peers or whoever
that has a large influence on his/her life...
6
Travel Tips to Save Money and Travel Cheap
 Let's
face it. Singapore is only 716.1 kilometres square. There are only
that many places to explore before you're sick of them. You find
yourself pinning for exotic holiday destinations or another city
getaway. You simply have to get out of here to experience something
new, interesting and relaxing. However, you're tight for money and
will require any help...
What
is the Best Highest Deposit Interest Rate in Singapore?
 Singapore
deposits earn very low interest from banks and it has been consistently
lower than 2.00% per annum since 2002. However, it is still better
to get the paltry 1.00% to 2.00% interest from deposit promotions
as compared to the 0.05% to 0.15% interest you get from most savings
deposit account...
How
my Wedding Expenses Paid for Free SQ Flight to Maldives for Honeymoon
 Wedding
expenses are hefty and unavoidable. Spending a low five-figure on
your biggest day is a norm in modern day Singapore and rather than
whine and groan about it, I figured that I should try to benefit
from the expenses...
Credit
Card Air Miles Redemption Rates
 As
mentioned in Best credit card for miles, many credit cards that
are promoted as Mileage credit cards are simply Rewards points credit
cards that earn a higher rate for Reward points which can be converted
to air miles. Redemption rates for such credit cards tend to be
more or less the same...
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